What a roller coaster ride trying to buy a house has become. We had a flurry of activity on Thursday, which began with an email suggesting the bank might have approved our offer. The email was a correspondence between our agent and the listing agent conferring on a close of escrow date and inspections. We were ecstatic, I mean like crazy dancing around the house ecstatic. But, there was no approval letter forthcoming. Thursday turned into Friday; Friday turned into the weekend when no bank is going to do any real business. Our ecstasy devolved into enervation, and we sighed heavy disappointing sighs over the weekend. An email from the listing agent to our agent on Saturday actually spelled out more clearly the status of our offer. We are in Phase 2 of negotiations and the second team sent another appraiser out to the property. We're sure they'd like a higher appraisal, but in this market we're not sure such a thing could possibly materialize. I guess hope springs eternal for Phase 2 negotiators and WEIRDLY NON-COMMUNICATIVE, WE-OWN-THE-WORLD BANKS.
So, we're not exactly still on square one. An actual form was submitted to the bank that set March 5 as the close of escrow date. The new appraiser said that he had until February 18th to get his appraisal submitted, but planned to have it in earlier than that. We continue looking online for other possible homes and land. The conventional wisdom in real estate is that more houses will be listed after the Super Bowl, and from what we've heard, that took place on Sunday!
In the meantime we venture out when the weather permits, which quite frankly has not been often enough these past few days. Roger did find this fantastic specimen of a Blewit (hence the post title). This color is so subtle and reminiscent of early spring flowers. It practically conjures a fragrance -- soft like hyacinth. Sightings like this are what we rely on to balance the crazy limbo of our lives at the moment.
We've also been letting the cat outside a little more often and giving him some time to spend in the yard unattended. With the sighting of two coyotes trotting right through here a few weeks ago, we know we have to be diligent. I check on him every few minutes, when I can't see him from the window. I posted this photo on Facebook the other day, so a lot of you bloggers have already seen it, this for those who haven't. I went out to the yard and looked over the deck railing expecting to see Bonsai. Instead I saw our little orphan boy staring intently at something. I knew right away he was staring at the cat. I went back inside, got the camera, and took a few shots. They spent some time taking good long looks at each other (when the deer wasn't nonchalantly nibbling on grass). I suspect that they've sniffed each other from a distance quite a bit over the past few months, with Bonsai up on the deck and the deer eating apples just below. They're practically old friends. The deer was not afraid of Bonsai at all, and Bonsai seemed to enjoy the moment of having something this big this close that didn't want to devour him. Our two forlorn four-leggeds were hanging out together in peace.
love the photo of bonsai and the deer! and crossing fingers about the house stuff.
ReplyDeletewhy yes, i believe the super bowl was on this afternoon. i watched a little, then gave up. sometimes i try to go 'main stream' but i don't have that much enthusiasm.
ReplyDeleteit's so tough getting your hopes up regarding your next home, only to have them dashed upon the rocks. Fucking banks. Keeping our fingers crossed for you (cuz you know, THAT will do it).
So, apparently, coyotes tend to come out at night, so as long as B-boy is in by the time the street lights go on, he should be safe!
Robin, I'm feeling positive about the likelihood that the banks and other assorted financial criminals will accept your offer and get things on the right track. And when that happens, and when you have a definite closing date, send me your address (via email) and I promise to supply a very nice bottle of champagne for you and Roger to uncork and celebrate!
ReplyDeleteThose two are quite a pair! I love your photo, Robin! Holding good thoughts for the house stuff, too! Stuff like that can make for a frustrating weekend/week/month/whatever! Hang in there!
ReplyDeleteSylvia
The mushroom photo is wonderful - and I love seeing your deer and cat together!
ReplyDeleteGod luck on the house process.
I don't know how you all have stood up so well with all the jerking around you keep getting. Seems the rules are more abundant now for buying a home.
ReplyDeleteI just love your orphan and your cat picture. See, we all really can get along.
I skipped all the sturm und drang by building the house instead of buying it. But it seems to me if the appraisal comes in lower the seller will just have to take a lower price, right? It could work out well for you. Or maybe I'm not understanding the whole situation . . .
ReplyDeleteI don't know if I've ever heard of someone having so much difficulties buying a house. Best of luck. Love that photo!
ReplyDeleteLoved the photographs. Positive thoughts to you regarding the house. You've certainly had enough hurdles, haven't you?
ReplyDeleteAgree with the other posters. What do you have to do to get these people to take your money?!
ReplyDeletegood luck on the house.
ReplyDeletegreat photo of Bonsai!
What a beautiful purplish mushroom, with a great name.
ReplyDeleteThe photo of Bonsai and the orphan is sweet. Right after I saw your post, I got an email from a friend with this series of photos of a cat and a deer. Maybe Bonsai and the orphan will become that close!
As for buying the house, it's only gonna get worse for the greedy mofo banks. At some point they're going to realize that it's in their own best interest to sell (we know they don't give a hoot about your interest). Either that, or how about finding something "for sale by owner"?
Yes, "the big game" is over now...I watched while doing other things, waiting for the end to see the quarterback that took us there 40 years ago get to carry the trophy out to present to the winners. So many of his team mates are gone now...
ReplyDeleteYour dealings with the bank make me wonder whatever happened to the idea that they were a customer service industry?
Loved that photo the other day...in this land of cold and snow I love the glimpse of green as well!
Fingers crossed that you get the deal you want!
alan
I hope the house adventure goes as intended. I guess it all depends if the bank thinks they can get more out of you (or someone) to offset their (presumed) loss.
ReplyDeleteAnyway, a reasonable offer should be incentive for them to get out of dealing with the property!
Bonsai looks a lot like our Cubby from this angle. I doubt Cubby, however, would prove peaceful in this situation. Sweet, your Bonsai.
ReplyDeleteDo you take spore prints to identify mushrooms?
The image of bonsai and the little buck is priceless! I bet our cat would freak out at the sight of anything that much bigger than he is.
ReplyDeleteGood luck with the vampires - er, bankers.
Bonsai---in touch with his inner peace ninja. What a dear....and deer.
ReplyDeleteGood luck on the house.
ReplyDeletewatch that cat close. No one in our neighborhood have cats that survive very long. Between Great Horned Owls. Bobcats, Coyote and occasional fox not to mention we had a cougar around last year-they just don't make it.
Gosh, buying a house seems to be a long road of stress! Hopefully, it will work out soon. Great photos!
ReplyDeleteI recently lost a beloved cat who would befriend most any creature. she was fluffy like bonsai (colored like a pointed himalayan). this photo made me feel connected to her somehow. thank you.
ReplyDeletepositive house intentions being sent your way...